Auto Loans

Current New/Used Auto Loan Rate:

as low as

2.150% APR*

*Annual Percentage Rate. Current rate based on a 24 month term with at least a 700 credit score. Your rate may vary. Quoted rate is with the 1% OFF promotion.

Finance or refinance one collateralized installment loan to get 1% OFF our already low loan rates, and choose to make NO PAYMENTS for 90 days. Offer valid until April 30th, 2021. Click image to learn more on our auto loan page. Lending guidelines apply, not all will qualify. Excludes loans currently held at CPCU. Member NCUA, Equal Housing Opportunity Lender.

Payment FREE for 90 days!

+ Take 1% OFF our SUPER competitive rates!!

  • CPCU members can apply online through CPCUi or through our app!

  • If you live, work or worship in one of these 24 counties – You can still apply!

  • Call us 517-372-2400, or click here to apply today!

  • Not a member yet? That’s okay! Now, anyone can apply for a loan online!

What will my payment or interest rate be?

There are several factors that help determine an interest rate and payment on a loan. These include the amount you borrow, how long you will need to repay the loan, your credit history and the type of collateral involved.

Just call us – there is never a cost to have us determine your rate or payment!

Personal Loans (Unsecured)

Cash on Demand Line of Credit

Need cash fast?

Cash on Demand is fast & easy! Apply once for a $500–$25,000 line of credit. Use it when you need it with no cash advance fees. Download application here.


  • One time easy application
  • No application fee
  • Fast approval
  • Low monthly payments
  • Great interest rate: 15.000% APR*

Easy access

  • CPCUi mobile app
  • CPCU.CO website
  • By phone
  • In person

*Annual Percentage Rate. Requires membership with checking account. Subject to credit approval, not all will qualify. Full product terms and disclosures available upon request.

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