Elf Loan Promotion will be available from October 1st, 2018 through December 31st, 2018. An Elf Loan is $1200 for a term of 12 months at 8.00% Annual Percentage Rate.

How to apply: Members login to CPCUi, choose apply for a loan, then choose personal loan, and ask for $1200. Or complete an Easy Loan App available in any branch.

Not a member yet? You can apply online by clicking on “Get Started Today” below, continue without login, then choose the Personal Loan option for $1200.

Lending guidlines apply. Some applicants may not qualify.

  • CPCU members can apply online through CPCUi or through our app!

  • If you live, work or worship in one of these 24 counties – You can still apply!

  • Call us 517-372-2400, or click here to apply today!

  • Not a member yet? That’s okay! Now, anyone can apply for a loan online!

Just curious about a payment or rate but not ready to apply yet?

Visit our Car Buying Center and find out what your payments would be on our loan calculator. There are several factors that help determine an interest rate and payment on a loan. These include the amount you borrow, how long you will need to repay the loan, your credit history and the type of collateral involved.

Just call us – there is never a cost to have us determine your rate or payment!

Need cash fast?

Cash on Demand is fast & easy! Apply once for a $500–$25,000 line of credit. Use it when you need it with no cash advance fees. Download application here.


  • One time easy application
  • No application fee
  • Fast approval
  • Low monthly payments
  • Great interest rate: 15% APR*

Easy access

  • CPCUi mobile app
  • CPCU.CO website
  • By phone
  • In person

*Annual Percentage Rate. Requires membership with checking account. Subject to credit approval, not all will qualify. Full product terms and disclosures available upon request.

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