Skip Navigation/Go to content
Consumers Professional Credit Union

Savings Club Accounts

Customize your savings club account to help you stay on track! “Vacation”, “Tuition”, “New Car”… You name it, you save it!!!

Christmas Club Account

There's no better time to start preparing for the next Christmas than now. We offer a Christmas Club that accepts deposits from the first Monday in November through October 31st. CPCU adds your dividends and in early November, moves the money into your Prime Share Account so that the shopping may begin!

Regular automatic transfers from checking to your Christmas Club add up over the year. Before you know it, you'll have a nice fund to splurge on gifts, parties, decorations, and more!

Features include:

  • Just $1 to open
  • Transfers automatically start again after funds are deposited in November
  • Interest-earning separate savings account
  • Competetive dividends on entire balance paid quarterly
  • No monthly fee
  • No minimum balance
  • Automatic payroll deduction available
  • Ability to change deposit amount anytime

Track your savings progress online and relax knowing you've sufficiently planned ahead for the next holiday season.

How can my savings grow?

Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.

Savings

Assumptions

Club Accounts
Effective Date: Jan 2, 2026
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

family

Statement Savings

Every member of CPCU maintains a Prime Share Account with a par value of $25.00.

Learn More

couple on couch

Diamond Money Fund

By opening a Diamond Money Account, members are able to keep their funds liquid.

Learn More

family

Money Management

The Money Management account is a great option for savings with a lower required balance to earn dividends.

Learn More