As a leader in specialty vehicle financing the staff at CPCU know that sometimes there is no other car just like yours. Each restored vehicle has a unique story, history and value. That’s why we take a unique approach to financing classic and specialty vehicles.
Call any of our loan officers when you are ready to buy that classic ride of your dreams. Remember too that many of our members use the equity in the car they restored to purchase their next project or even to take a vacation, pay bills or remodel their home. It’s really up to you!
Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.
| Credit Score | Term | APR |
|---|---|---|
| 700-800 | 24 Months | 5.300% |
| 36 Months | 5.550% | |
| 48 Months | 5.800% | |
| 60 Months | 6.050% | |
| 72 Months | 6.300% | |
| 84 Months | 6.900% | |
| 620-699 | 24 Months | 5.550% |
| 36 Months | 6.050% | |
| 48 Months | 6.250% | |
| 60 Months | 6.300% | |
| 72 Months | 6.800% | |
| 84 Months | 7.400% | |
| 580-619 | 24 Months | 5.800% |
| 36 Months | 6.550% | |
| 48 Months | 7.050% | |
| 60 Months | 7.300% | |
| 72 Months | 7.800% | |
| 84 Months | 8.400% | |
APR=Annual Percentage Rate 10% down payment may be required on 84 months loans *No discounts on the interest rate if an "Auto-Up" Loan | ||
* Classic specialty vehicles must run and be either at least 25 years old or so unique that they are expected to increase in value over time.
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