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Consumers Professional Credit Union

Savings Rates

Certificates & IRA Certificates of Deposit
Effective Date: July 1, 2025
Minimum Balance to open: $1,000.00
MonthsAPRAPY
$1,000 to $49,999
6 4.200% 4.267%
12 4.250% 4.318%
18 4.250% 4.318%
24 4.200% 4.267%
30 4.000% 4.060%
36 3.900% 3.957%
48 3.750% 3.803%
60 3.750% 3.803%
$50,000 and above
6 4.300% 4.370%
12 4.350% 4.421%
18 4.350% 4.421%
24 4.300% 4.370%
30 4.100% 4.163%
36 4.000% 4.060%
48 3.850% 3.906%
60 3.850% 3.906%
Rates are subject to change at anytime. Dividends on certificates of deposit are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts. Contact us for answers to questions.

Youth Certificates of Deposit
Effective Date: July 1, 2025
Minimum Balance to open: $300.00 Additional Deposits of a minimum of $100 are allowed
MonthsAPRAPY
6 1.500% 1.508%
12 1.600% 1.610%
18 1.700% 1.711%
24 1.800% 1.812%
36 1.900% 1.914%
48 2.000% 2.015%
60 2.100% 2.117%
Rates are subject to change at anytime. Dividends on certificates of deposit are compounded quarterly and paid quarterly or monthly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts. Contact us for answers to questions.

Diamond Money Fund
Effective Date: July 1, 2025
Dollar AmountAPRAPY
$5,000 to $14,999 1.800% 1.815%
$15,000 to $24,999 1.900% 1.917%
$25,000 to $49,999 2.000% 2.018%
$50,000 to $99,999 2.100% 2.120%
$100,000 and Above 2.200% 2.222%

Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Statement Savings
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $25.00 $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY = Annual Percentage Yield

Share Draft/Checking
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.050% 0.050% Compounded/Credited Quarterly None $250.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Kids Club
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $5.00 $5.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Club Accounts
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Christmas Club
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Health Savings Accounts
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Individual Retirement Savings, Roth, Roth Conversion & Education IRAs
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Money Management
Effective Date: July 1, 2025
Dollar AmountAPRAPY
$2,500 to $4,999 1.250% 1.257%
$5,000 to $14,999 1.800% 1.815%
$15,000 and Above 1.900% 1.917%

Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Business Savings
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $25.00 $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY = Annual Percentage Yield

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