WELCOME TO OUR NEW WEBSITE!

Skip Navigation/Go to content
Consumers Professional Credit Union

Rates

New Car/Motorcycle/Truck/Classics/Auto-Up*
Effective Date: July 1, 2025
Credit ScoreTermAPR
700-800 24 Months 5.300%
  36 Months 5.550%
  48 Months 5.800%
  60 Months 6.050%
  72 Months 6.300%
  84 Months 6.900%
620-699 24 Months 5.550%
  36 Months 6.050%
  48 Months 6.250%
  60 Months 6.300%
  72 Months 6.800%
  84 Months 7.400%
580-619 24 Months 5.800%
  36 Months 6.550%
  48 Months 7.050%
  60 Months 7.300%
  72 Months 7.800%
  84 Months 8.400%

APR=Annual Percentage Rate

10% down payment may be required on 84 months loans

*No discounts on the interest rate if an "Auto-Up" Loan

Used Car/Motorcycle/Truck/Classics/Auto-Up*
Effective Date: July 1, 2025
Credit ScoreTermAPR
700-800 24 Months 5.300%
  36 Months 5.550%
  48 Months 5.800%
  60 Months 6.050%
  72 Months 6.300%
  84 Months 6.900%
620-699 24 Months 5.550%
  36 Months 6.050%
  48 Months 6.250%
  60 Months 6.300%
  72 Months 6.800%
  84 Months 7.400%
580-619 24 Months 5.800%
  36 Months 6.550%
  48 Months 7.050%
  60 Months 7.300%
  72 Months 7.800%
  84 Months 8.400%

APR=Annual Percentage Rate

10% down payment may be required on 84 months loans

*No discounts on the interest rate if an "Auto-Up" Loan

2024-2025 New Watercraft/Recreational
Effective Date: July 1, 2025
Excluding Motorhomes (RVs)
Credit ScoreTermAPR
700-800 36 Months 6.500%
  48 Months 6.750%
  60 Months 7.000%
  72 Months 7.250%
  84 Months 7.500%
620-699 36 Months 6.750%
  48 Months 7.000%
  60 Months 7.250%
  72 Months 7.500%
  84 Months 7.600%
580-619 36 Months 7.500%
  48 Months 8.000%
  60 Months 8.500%
  72 Months 8.750%
  84 Months 8.850%
APR=Annual Percentage Rate

Used Watercraft/Recreational
Effective Date: July 1, 2025
Excluding Motorhomes (RVs)
Credit ScoreTermAPR
700-800 36 Months 6.750%
  48 Months 7.000%
  60 Months 7.250%
  72 Months 7.500%
  84 Months 7.750%
620-699 36 Months 7.250%
  48 Months 7.750%
  60 Months 8.000%
  72 Months 8.250%
  84 Months 8.500%
580-619 36 Months 9.000%
  48 Months 9.500%
  60 Months 10.000%
  72 Months 10.500%
  84 Months 10.750%

APR=Annual Percentage Rate

Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value

2024-2025 New Motorhomes (RVs)
Effective Date: July 1, 2025
Finance up to 70% of the Purchase Price
Credit ScoreTermAPR
700-800 36 Months 6.500%
  48 Months 6.750%
  60 Months 7.000%
  72 Months 7.500%
  84 Months 8.000%
620-699 36 Months 7.000%
  48 Months 7.500%
  60 Months 7.750%
  72 Months 8.000%
  84 Months 8.500%
580-619 36 Months 8.500%
  48 Months 9.000%
  60 Months 9.250%
  72 Months 9.500%
  84 Months 9.750%
Balloon Minimum $15,000
700-800 3 Year Balloon 5.750%
  5 Year Balloon 6.250%
620-699 3 Year Balloon 6.250%
  5 Year Balloon 6.750%
580-619 3 Year Balloon 7.000%
  5 Year Balloon 7.250%
APR=Annual Percentage Rate

Previously Owned Motorhomes (RVs)
Effective Date: July 1, 2025
Maximum loan amount not to exceed 70% of JD Power retail value or appraised value
Credit ScoreTermAPR
700-800 36 Months 6.500%
  48 Months 6.750%
  60 Months 7.000%
  72 Months 7.500%
  84 Months 8.000%
620-699 36 Months 7.000%
  48 Months 7.500%
  60 Months 7.750%
  72 Months 8.000%
  84 Months 8.500%
580-619 36 Months 8.500%
  48 Months 9.000%
  60 Months 9.250%
  72 Months 9.500%
  84 Months 9.750%
Balloon Minimum $15,000
700-800 3 Year Balloon 5.750%
  5 Year Balloon 6.250%
620-699 3 Year Balloon 6.250%
  5 Year Balloon 6.750%
580-619 3 Year Balloon 7.000%
  5 Year Balloon 7.250%
APR=Annual Percentage Rate

Member Signature Loans
Effective Date: July 1, 2025
TermCredit ScoreAPR
12-120 Months 700-800 9.500%
  620-699 10.500%
  580-619 11.500%

All Other Secured Loans
Effective Date: July 1, 2025
Credit ScoreTermAPR
700-800 36 Months 6.500%
  48 Months 7.000%
  60 Months 7.750%
  72 Months 8.000%
  84 Months 8.750%
620-699 36 Months 7.000%
  48 Months 7.750%
  60 Months 8.250%
  72 Months 9.250%
  84 Months 10.000%
580-619 36 Months 7.500%
  48 Months 8.000%
  60 Months 8.500%
  72 Months 10.000%
  84 Months 10.500%
APR=Annual Percentage Rate

Payback Pro
Effective Date: July 1, 2025
Payback Pro Loan - Fully Secured with home, vehicle, etc.
TypeTermAPR
Up to $9,999 96 Month AM 3 Year 6.750%
  5 Year 7.500%
  7 Year 8.750%
$10,000 to $39,999 180 Month AM 3 Year 7.500%
  5 Year 8.500%
  7 Year 9.500%
$40,000 to $50,000 240 Month AM 3 Year 7.750%
  5 Year 8.750%
  7 Year 9.750%
APR=Annual Percentage Rate

Certificates & IRA Certificates of Deposit
Effective Date: July 1, 2025
Minimum Balance to open: $1,000.00
MonthsAPRAPY
$1,000 to $49,999
6 4.200% 4.267%
12 4.250% 4.318%
18 4.250% 4.318%
24 4.200% 4.267%
30 4.000% 4.060%
36 3.900% 3.957%
48 3.750% 3.803%
60 3.750% 3.803%
$50,000 and above
6 4.300% 4.370%
12 4.350% 4.421%
18 4.350% 4.421%
24 4.300% 4.370%
30 4.100% 4.163%
36 4.000% 4.060%
48 3.850% 3.906%
60 3.850% 3.906%
Rates are subject to change at anytime. Dividends on certificates of deposit are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts. Contact us for answers to questions.

Youth Certificates of Deposit
Effective Date: July 1, 2025
Minimum Balance to open: $300.00 Additional Deposits of a minimum of $100 are allowed
MonthsAPRAPY
6 1.500% 1.508%
12 1.600% 1.610%
18 1.700% 1.711%
24 1.800% 1.812%
36 1.900% 1.914%
48 2.000% 2.015%
60 2.100% 2.117%
Rates are subject to change at anytime. Dividends on certificates of deposit are compounded quarterly and paid quarterly or monthly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts. Contact us for answers to questions.

Diamond Money Fund
Effective Date: July 1, 2025
Dollar AmountAPRAPY
$5,000 to $14,999 1.800% 1.815%
$15,000 to $24,999 1.900% 1.917%
$25,000 to $49,999 2.000% 2.018%
$50,000 to $99,999 2.100% 2.120%
$100,000 and Above 2.200% 2.222%

Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Statement Savings
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $25.00 $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY = Annual Percentage Yield

Share Draft/Checking
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.050% 0.050% Compounded/Credited Quarterly None $250.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Kids Club
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $5.00 $5.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Club Accounts
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Christmas Club
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Health Savings Accounts
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Individual Retirement Savings, Roth, Roth Conversion & Education IRAs
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly None $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Money Management
Effective Date: July 1, 2025
Dollar AmountAPRAPY
$2,500 to $4,999 1.250% 1.257%
$5,000 to $14,999 1.800% 1.815%
$15,000 and Above 1.900% 1.917%

Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Contact us for answers to questions.

APR=Annual Percentage Rate

APY=Annual Percentage Yield

Business Savings
Effective Date: July 1, 2025
APRAPYDividendMinimum BalanceMinimum Balance to obtain APY
0.200% 0.200% Compounded/Credited Quarterly $25.00 $50.00

Contact us for answers to questions.

APR=Annual Percentage Rate

APY = Annual Percentage Yield

Go to main navigation